LAPISLINK Privacy Policy
1. Introduction
LAPISLINK ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you use our securities trading platform (the "Platform"). By accessing or using the Platform, you consent to the practices described in this Policy.
2. Information We Collect
2.1 Information You Provide
Account Data: Full name, email address, telephone number, Social Security Number (SSN), date of birth, and government-issued identification.
Verification Data: Documentation required for Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance, such as passport, driver’s license, and utility bills.
2.2 Automatically Collected Data
Device & Usage Data: IP address, browser type, device identifiers, log files, and pages visited.
Cookies & Tracking: We utilize cookies and similar technologies to analyze trends, administer the Platform, and personalize user experience (see Section 6).
2.3 Data from Third Parties
Brokerage Partners: Trade execution records, account balances, and transaction history.
3. How We Use Your Information
We use your information for the following purposes:
To provide, operate, maintain, and secure the Platform;
To verify your identity and comply with legal and regulatory obligations (e.g., FINRA, SEC rules);
To process transactions and generate required tax documentation;
To communicate service updates, security alerts, and, where consented, promotional offers;
To improve Platform functionality and user experience.
4. How We Share Your Information
We may disclose your information to:
Regulatory Authorities: As mandated by applicable laws and regulations (e.g., SEC, FINRA, IRS);
Service Providers: Payment processors, cloud hosting providers, and fraud detection services, all bound by confidentiality obligations;
Legal Compliance: In response to subpoenas, court orders, or other legal processes.
We do not sell your personal information to third parties for marketing purposes.
5. Data Security
We implement industry-standard security measures, including SSL encryption, multi-factor authentication (MFA), and regular security audits.
Sensitive data, such as SSN and banking details, is stored in encrypted databases with strictly limited access.
6. Cookies & Tracking Technologies
Essential Cookies: Required for core Platform functionality, including user authentication and session management.
Analytics Cookies: We use tools such as Google Analytics to evaluate usage patterns; users may opt out via browser settings.
Advertising Cookies: Where applicable, we may engage third-party ad networks; users will be provided with opt-out mechanisms.
7. Your Rights & Choices
7.1 Access & Correction
You may review and update your account information through the Platform’s user dashboard.
7.2 Data Deletion
You may request deletion of non-essential personal data by contacting us, subject to legal, regulatory, and operational retention requirements.
7.3 CCPA Rights (California Residents)
California residents may:
Request disclosure of data categories collected in the preceding 12 months;
Opt out of the sale of personal information, if applicable;
Exercise these rights without discrimination.
8. Data Retention
We retain your information:
For as long as your account remains active;
As necessary to comply with legal obligations (e.g., SEC Rule 17a-4 requires 7-year retention of trading records);
As needed to resolve disputes or enforce agreements.
9. Children’s Privacy
The Platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.
10. International Data Transfers
Your data is processed and stored in the United States. By using the Platform, you consent to the transfer and processing of your data in the U.S.
11. Changes to This Policy
We will notify users of material changes to this Policy via email or through Platform notifications. Continued use of the Platform after such changes constitutes acceptance of the revised Policy.